# OwnPay — Human & AI Agent Payment Infrastructure

> Unified non-custodial payment infrastructure for merchants, applications, and autonomous AI agents, enabling payment intents, authorization, transaction verification, and stablecoin settlement on Base (Chain ID 8453).

## Merchant & Business Platform
- [Main Platform](https://ownpaylab.tech/): Overview of OwnPay non-custodial payment gateway.
- [Merchant Portal](https://ownpaylab.tech/merchant): Merchant onboarding, payment link generation, and live transaction ledger.
- [Hosted Checkout](https://ownpaylab.tech/pay): Non-custodial hosted checkout with QR code, localized fiat inputs, and Coinbase Smart Wallet support.
- [Point of Sale (POS)](https://ownpaylab.tech/pos): Retail merchant terminal with instant QR generation and onchain verification.
- [Commercial Pricing](https://ownpaylab.tech/pricing): Strictly pay-as-you-go. Starter (0.25%), Verified (0.10%), Enterprise (0.05%). $0 monthly subscription.
- [Security Architecture](https://ownpaylab.tech/security): Non-custodial 15-point verification, double-entry ledger, and responsible disclosure.
- [Contact Directory](https://ownpaylab.tech/contact): Official institutional role-based contacts.

## Developer & Agent Ecosystem
- [Developer Platform](https://ownpaylab.dev): APIs, TypeScript SDK, MCP server, and x402 micropayments.
- [Partnerships](mailto:partnerships@ownpaylab.tech): Strategic business inquiries (partnerships@ownpaylab.tech).
- [Security Disclosure](mailto:security@ownpaylab.tech): Vulnerability reports and responsible disclosure (security@ownpaylab.tech).